If your mortgage lender or homeowners association has initiated a foreclosure against your property, it is imperative that you respond to the lawsuit on time and do everything you can to protect your rights. An experienced Florida real estate attorney can assist you in forcing the lender to prove its case and avoid foreclosure if at all possible. It is critical to defend against a foreclosure action immediately to ensure you have the best possible chance to assert your rights. The time begins ticking once you are served with the initial complaint.
Florida is a judicial foreclosure state, that means that the bank or association must prove why it is entitled to foreclose on your home. The simple act of filing a foreclosure action does not mean the bank will secure a judgment allowing the sale of your home. As a homeowner you are a party to the case and are entitled to serve discovery and fight your case to ensure that the bank proves its case against you. By preserving your rights at the onset of the case, homeowners may be better suited to work out a settlement without the need for a trial.
At the Law Office of Lisa Weber, Esq. we will examine the foreclosure case against you, determine if the lawsuit has been properly filed and do everything in our power to fight the bank and create leverage to settle the case.